• Are you overwhelmed with debt, but not sure if bankruptcy is your best solution?
• Have you declared chapter 7 within the last 8 years?
• Do you have savings and or own a home, are able to pay back your debts over time and looking for an alternative to bankruptcy?
Credit card debt relief
Although bankruptcy can help consumers obtain credit card debt relief, some don’t qualify because they previously filed chapter 7 within the past 8 years, or have more to lose than to gain from filing.
If you are having trouble paying your bills and have too much credit card debt, relief may be possible through working with NYC debt settlement lawyer Rachel Blumenfeld.
Pros and cons
There are many pros and cons to consider before making a decision. For instance, in debt settlement situations the forgiveness of a debt is considered taxable income, where in a bankruptcy it is not. NYC debt settlement lawyer and bankruptcy attorney Ms. Blumenfeld will assess your situation, advise you of your options and help you determine whether filing bankruptcy, seeking credit card debt relief or reducing debts is most appropriate in your individual situation.
Rachel Blumenfeld understands that this may be an emotionally turbulent time. She compassionately guides you through the process and makes it as easy and stress-free as possible. Read more about debt settlement lawyer Ms. Blumenfeld.
If you decide to pursue debt settlement, attorney Ms. Blumenfeld will act as your agent to negotiate a reduction in interest rates, principal and or repayment terms allowing you to avoid filing and involvement with the courts. In many cases, a debt settlement attorney will deal directly with creditors taking you out of the line of fire.
Schedule a consultation
To begin, call 718-858-9600 to schedule a no obligation, free consultation with Ms. Blumenfeld. She will speak with you, look at your financial situation and help you determine your best course of action.
Read Rachel Blumenfeld’s bankruptcy testimonials and learn about her bankruptcy services.
Providing legal advice in: New York City • Brooklyn
We are a debt relief agency. We help people obtain relief under the Bankruptcy Code.